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Chicago Bankruptcy Lawyers

Get Legal Advice & Determine Whether Bankruptcy Will Help You

National Association of Consumer Bankruptcy AttorneysSometimes filing for bankruptcy is the best option, especially when multiple collectors are suing you. But it doesn’t have to impact your credit for years. In fact, some companies seek out recently bankrupt customers soon after the bankruptcy because they know you no longer have collectors after you and as a result have more disposable income for credit related products.

If you’re considering filing for bankruptcy in Chicago, reach out to Community Lawyers Group. We can determine whether bankruptcy will help in your situation and guide you safely through the process.

Call (312) 818-3390 or fill out our online contact form to schedule a free legal consultation with someone from our office who can help!

Options When Filing For Bankruptcy

When most individuals file for bankruptcy, they file under Chapter 7 or Chapter 13 of the federal bankruptcy code. The vast majority of Community Lawyers Group bankruptcy clients do no-asset Chapter 7 bankruptcies, which means we file the papers, the court holds a meeting and you receive your discharge in a couple of months.

Those with a lot of equity in their home, business income or luxury goods (vacation homes, etc.) may not qualify for Chapter 7. Chapter 13 bankruptcy involves creating a structured repayment plan for a small portion of debts owed over 5 years, while preserving your assets.

Both types of bankruptcy have the debtor work with an impartial trustee who will interact with the creditors and disburse payments.

Regardless of what chapter you file under, there are some debts you will not be able to discharge or mitigate.

Bankruptcy will not remove the following kinds of debt:

  • Alimony payments
  • Child support
  • Government student loans, taxes, or other penalties
  • Reaffirmed debts, where you have recommitted to payment
  • Student loans
  • “Thank you for representing me against Experian, you got great results.”

    - Glenda D.
  • “Community Lawyers Group helped me with the harassment I was experiencing by several debt collectors, including one that filed a lawsuit against me. They resolved my lawsuit and got the debt collectors to stop calling me and sending me letters.”

    - Alexandria S.
  • “Everyone we had contact with was courteous & extremely helpful. We've told many friends & family about them. I would highly recommend them.”

    - Savannah T.

Attorneys Who Are On Your Side

What You Can Expect with Us
  • An Advocate Who Will Listen

    We all have busy lives and lawyers are no different. Our attorneys will take the time to listen to your unique circumstances to ensure that the solutions we find are strategically crafted for your situation.

  • Transparency & Open Communication

    No one should ever be left in the dark about their legal matter. We will always explain everything and remain available for questions at any time.

  • Accessible Consultations

    Your comfort and safety are our priority. We provide phone, online video, and in-office consultations to clients looking to discuss their case.

  • Se Habla Español

    Si necesita ayuda en español estamos aquí a ayudarle.

Contact a Lawyer About Your Bankruptcy Case

Although it’s possible to file for bankruptcy without the help of an attorney, working with an attorney will make filing for bankruptcy faster and less likely to result in a dismissal because of an error.

Bankruptcy cases handled by a lawyer tend to be much more successful because lawyers can help with the following:

  • Making sure all documentation is filed correctly, preventing mishaps that can undo your case
  • Negotiating payment terms with creditors
  • Requesting changes to your payment plan, or early discharge if your financial circumstances change
  • Protecting your property from liquidation by arguing for an exemption
  • Keeping creditors from overstepping their bounds and ensure your legal protections are respected

We don’t recommend taking on this difficult process alone. Engage the services of an affordable, trustworthy attorney by reaching out to Community Lawyers Group. We treat our clients with respect and dignity, and we focus on helping you solve your problems and giving you peace of mind. Reach out for a consultation and see how we can help you.

Reach our Chicago bankruptcy attorneys’ office by filling out an online contact form to tell us you’re interested in scheduling an appointment with us today!

Take the First Step with Us

Schedule a Consultation Today
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